Fintech Services
Fintech Services
Fintech, or financial technology, is the term used to describe any technology that delivers financial services through software, such as online banking, mobile payment apps or even cryptocurrency. Fintech is a broad category that encompasses many different technologies, but the primary objectives are to change the way consumers and businesses access their finances and compete with traditional financial services. Fintech has revolutionized many different markets, most notably the banking, trading, insurance and risk management industries. Fintech companies, which include startups, technology companies and established financial institutions, utilize emerging technologies, such as big data, artificial intelligence, blockchain and edge computing to make financial services more accessible and more efficient.
EFT Switch
The EFT switch is the crucial link in enabling efficient and agile payment services that connects multiple customer touchpoints to the bank's back-office systems, improving operational efficiencies and mitigating risk of fraud.
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Mobile Money
Mobile money is a pay-as-you-go digital medium of exchange and store of value using mobile money accounts, facilitated by a network of mobile money agents. It is a financial service offered to its clients by a mobile network operator.
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Digital Wallet
Digital wallets contain digital versions of your credit and debit cards that are stored in wallet apps on your mobile device.(To help protect your security, your card number and personal information are not stored.)
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Card Management
Card Management involves controlling the life-cycle of a card. It could be a Credit card, ID card or Transport card, and it may include some electronic credential on the card (card serial number, e-wallet, digital ID).